Claims adjusters typically handle evaluation and negotiation processes in relation to insurance claims and settlements. Degree programs that lead to a career as an insurance claims adjuster come at the associate degree and certificate levels. Bachelor’s degree programs in insurance and risk management is another route to a claims adjuster position.
Claims adjuster certificate programs are focused on on essential insurance claim concepts, while associate programs delve more extensively into insurance policies and operations. Bachelor’s degree programs in insurance and risk management are concerned with the fundamentals of insurance, contracts and finance as required in the business.
Finding a Course Provider
There is a broad array of college majors that can serve to prepare a person for a career in claims adjusting. A school that offers these programs online can offer them to out-of-state students, as well as those who are currently working.
Insurance Claims Adjuster Certificate
Certificate programs in claims adjusting are focused on the basic concepts of insurance claim investigations and processing. These programs are concluded with a real-world practicum for first-hand experience performing as insurance claims adjusters.
Associate of Applied Science:
Insurance claims adjuster associate degree programs center on theories and procedures that professionals use to investigate and negotiate claims. Practical training may be provided via a practicum or an internship in the field.
Bachelor’s Degree in Insurance and Risk Management
Such programs trains students in the analysis of statistics and financial models to help them make accurate predictions as to the accident or disaster risks a business or individual may have. Claims adjusting may provide opportunities for internship and mentoring.
Those who are interested in working as claims adjusters will find related programs in all the levels, from certificate to graduate degrees. Such programs deal with different facets of insurance as related to businesses, like claims and investigation, as well as finance and risk management.
Here are extra skills needed for a rewarding career as an insurance claims adjuster:
Mathematical and analytical skills and spreadsheet management
Word processing – Typing is this skill that, while very basic, often gets taken for granted.
Software expertise – You’ll have to be proficient in using appraisal software and other types of software commonly used in the industry.
Medical knowledge (for some types of claims)
Strong work commitment and ethic – Insurance companies need committed people who have a high level of integrity. The hours can be longer than usual, and going the extra mile is the norm.
Communication skills – The claims adjusting industry is largely about customer service, and you generally need to deal work with people who are under significant stress. Thus, as a claims adjuster, you have to be good listening skills and showing empathy. Certainly, you will deal with conflicts! A loss may or may not be covered. But your job is not to argue.